Flood history · Sayreville, NJ 08872
Flood insurance claims in Sayreville, NJ 08872
310 claims since 1979 and $15.6 million paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 08872 since 1978.
What the record says
82% of claims were on properties in high-risk zones and 18% outside them.
One event dominates the record: Hurricane Sandy accounts for 49% of all claims in this ZIP code.
4 claims were filed in the last 10 years.
The most commonly recorded cause is tidal water overflow: coastal surge and high tides.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Hurricane Sandy | 2012 | 151 | 49% |
| Hurricane Irene | 2011 | 50 | 16% |
| March 2010 Nor'easter | 2010 | 44 | 14% |
| December Storm - Nor'easter | 1992 | 29 | 9% |
| April 2007 Nor'easter | 2007 | 6 | 2% |
| Unnamed flooding | 1984 | 6 | 2% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Middlesex County
Flood, hurricane and storm declarations since 2000.
11 flood, storm or hurricane declarations for Middlesex County since 2000.
Check a specific address in Sayreville.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Nearby New Jersey ZIP codes
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.
All New Jersey ZIP codes · All states · Flood zones explained