FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Keansburg, NJ 07734

Flood insurance claims in Keansburg, NJ 07734

1,367 claims since 1980 and $46.7 million paid. Here's what the public record shows, and how to check a specific address.

1,367flood insurance claims since 1980
$46.7 millionpaid to policyholders
$40,306average paid claim
26claims in the last 10 years
28%of claims outside high-risk zones
#39of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07734 since 1978.

1980: 1 claims1984: 2 claims1986: 1 claims1988: 23 claims1989: 3 claims1990: 2 claims1991: 1 claims1992: 9 claims1993: 3 claims1994: 4 claims1995: 2 claims1996: 2 claims1997: 1 claims1998: 2 claims1999: 2 claims2000: 1 claims2002: 1 claims2003: 2 claims2004: 2 claims2005: 2 claims2007: 3 claims2009: 2 claims2010: 12 claims2011: 120 claims2012: 1127 claims2013: 6 claims2014: 2 claims2015: 1 claims2016: 2 claims2019: 1 claims2021: 10 claims2022: 1 claims2023: 5 claims2024: 5 claims2025: 2 claims2026: 2 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

One event dominates the record: Hurricane Sandy accounts for 82% of all claims in this ZIP code.

26 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Keansburg, Borough Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20121,11882%
Hurricane Irene20111189%
March 2010 Nor'easter2010121%
December Storm - Nor'easter199291%
Hurricane Ida202181%
Unnamed flooding198440%

Flood zone at time of claim

High-risk zones (A, V)72% · 984
Moderate or minimal risk (X, B, C)28% · 380
Zone not recorded0% · 3

NFIP communities

Keansburg, Borough OfCRS class 7 · up to 15% off
Hazlet, Township OfCRS class 7 · up to 15% off

Federal disaster declarations in Monmouth County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

10 flood, storm or hurricane declarations for Monmouth County since 2000.

Check a specific address in Keansburg.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All New Jersey ZIP codes · All states · Flood zones explained