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Flood history · Absecon, NJ 08201

Flood insurance claims in Absecon, NJ 08201

161 claims since 1978 and $4.8 million paid. Here's what the public record shows, and how to check a specific address.

161flood insurance claims since 1978
$4.8 millionpaid to policyholders
$35,450average paid claim
18claims in the last 10 years
8%of claims outside high-risk zones
#159of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08201 since 1978.

1978: 1 claims1980: 7 claims1982: 1 claims1984: 12 claims1985: 10 claims1987: 1 claims1989: 3 claims1991: 1 claims1992: 14 claims1993: 1 claims1994: 7 claims1995: 1 claims1996: 3 claims1997: 11 claims1998: 4 claims1999: 1 claims2000: 5 claims2001: 1 claims2002: 1 claims2003: 1 claims2006: 2 claims2008: 1 claims2009: 2 claims2010: 1 claims2011: 1 claims2012: 44 claims2015: 4 claims2016: 2 claims2018: 4 claims2019: 2 claims2020: 2 claims2021: 2 claims2022: 3 claims2023: 3 claims2024: 1 claims2026: 1 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 27% of claims.

18 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Absecon, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20124427%
Unnamed flooding19973824%
December Storm - Nor'easter1992117%
Hurricane Gloria198585%
Winter Storm Jonas201621%
Hurricane Irene201111%

Flood zone at time of claim

High-risk zones (A, V)90% · 145
Moderate or minimal risk (X, B, C)8% · 13
Zone not recorded2% · 3

NFIP communities

Absecon, City OfCRS class 7 · up to 15% off
Long Branch, City OfCRS class 7 · up to 15% off
Brigantine, City OfCRS class 5 · up to 25% off

Federal disaster declarations in Atlantic County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Severe StormSevere Storm · Major disaster · 2015-07-22
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Atlantic County since 2000.

Check a specific address in Absecon.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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