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Flood history · Egg Harbor City, NJ 08215

Flood insurance claims in Egg Harbor City, NJ 08215

69 claims since 1978 and $1.5 million paid. Here's what the public record shows, and how to check a specific address.

69flood insurance claims since 1978
$1.5 millionpaid to policyholders
$30,010average paid claim
2claims in the last 10 years
16%of claims outside high-risk zones
#248of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08215 since 1978.

1978: 1 claims1980: 3 claims1983: 1 claims1984: 4 claims1985: 2 claims1991: 2 claims1992: 14 claims1993: 1 claims1994: 2 claims1997: 5 claims1998: 1 claims1999: 1 claims2004: 1 claims2005: 1 claims2009: 1 claims2010: 3 claims2011: 1 claims2012: 23 claims2018: 1 claims2019: 1 claims19801990200020102020

What the record says

84% of claims were on properties in high-risk zones and 16% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 33% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20122333%
Unnamed flooding19941522%
December Storm - Nor'easter19921217%
March 2010 Nor'easter201034%
The "Halloween" Storm199123%
Hurricane Gloria198523%

Flood zone at time of claim

High-risk zones (A, V)77% · 53
Moderate or minimal risk (X, B, C)14% · 10
Zone not recorded9% · 6

NFIP communities

Washington, Township OfParticipates in the NFIP
Egg Harbor City, City OfParticipates in the NFIP
Bass River, Township OfParticipates in the NFIP
Egg Harbor, Township OfParticipates in the NFIP

Federal disaster declarations in Atlantic County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Severe StormSevere Storm · Major disaster · 2015-07-22
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Atlantic County since 2000.

Check a specific address in Egg Harbor City.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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