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Flood history · Egg Harbor Township, NJ 08234

Flood insurance claims in Egg Harbor Township, NJ 08234

212 claims since 1980 and $5.9 million paid. Here's what the public record shows, and how to check a specific address.

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212flood insurance claims since 1980
$5.9 millionpaid to policyholders
$34,637average paid claim
10claims in the last 10 years
15%of claims outside high-risk zones
#141of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08234 since 1978.

1980: 1 claims1984: 1 claims1985: 1 claims1992: 13 claims1994: 2 claims1996: 2 claims1997: 4 claims1998: 8 claims2002: 1 claims2003: 2 claims2005: 5 claims2006: 1 claims2007: 1 claims2008: 2 claims2009: 7 claims2010: 12 claims2011: 7 claims2012: 126 claims2015: 1 claims2016: 5 claims2018: 7 claims2019: 1 claims2021: 1 claims2023: 1 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

One event dominates the record: Hurricane Sandy accounts for 57% of all claims in this ZIP code.

10 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Little Egg Harbor, Township Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201212157%
Unnamed flooding1997168%
December Storm - Nor'easter1992115%
March 2010 Nor'easter2010115%
Hurricane Irene201152%
Winter Storm Jonas201642%

Flood zone at time of claim

High-risk zones (A, V)83% · 176
Moderate or minimal risk (X, B, C)15% · 32
Zone not recorded2% · 4

NFIP communities

Egg Harbor, Township OfParticipates in the NFIP
Little Egg Harbor, Township OfCRS class 6 · up to 20% off

Federal disaster declarations in Atlantic County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Severe StormSevere Storm · Major disaster · 2015-07-22
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Atlantic County since 2000.

Check a specific address in Egg Harbor Township.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

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Nearby New Jersey ZIP codes

08221

Linwood

97 claims · $1.6 million paid

08244

Somers Point

382 claims · $7.4 million paid

08232

Pleasantville

881 claims · $30.9 million paid

08403

Longport

1,335 claims · $38.5 million paid

08330

Mays Landing

166 claims · $3.4 million paid

08402

Margate City

3,142 claims · $74.3 million paid

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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