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Flood history · Little Falls, NJ 07424

Flood insurance claims in Little Falls, NJ 07424

2,569 claims since 1978 and $53.6 million paid. Here's what the public record shows, and how to check a specific address.

2,569flood insurance claims since 1978
$53.6 millionpaid to policyholders
$24,120average paid claim
334claims in the last 10 years
7%of claims outside high-risk zones
#18of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07424 since 1978.

1978: 9 claims1979: 15 claims1980: 4 claims1981: 3 claims1982: 1 claims1983: 21 claims1984: 201 claims1987: 7 claims1989: 71 claims1990: 2 claims1992: 1 claims1993: 7 claims1994: 2 claims1995: 1 claims1996: 18 claims1998: 3 claims1999: 186 claims2001: 2 claims2002: 2 claims2003: 2 claims2005: 191 claims2006: 4 claims2007: 331 claims2009: 2 claims2010: 309 claims2011: 825 claims2012: 6 claims2013: 3 claims2014: 2 claims2015: 2 claims2016: 2 claims2017: 1 claims2018: 77 claims2019: 2 claims2021: 162 claims2022: 4 claims2023: 64 claims2024: 23 claims2026: 1 claims19801990200020102020

What the record says

Almost all claims here (93%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 19% of claims.

334 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Little Falls, Township Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene201149519%
April 2007 Nor'easter200732213%
March 2010 Nor'easter201030712%
Unnamed flooding198428411%
Late winter storms20112399%
Hurricane Floyd19991747%

Flood zone at time of claim

High-risk zones (A, V)91% · 2,347
Moderate or minimal risk (X, B, C)7% · 186
Zone not recorded1% · 36

NFIP communities

Little Falls, Township OfCRS class 5 · up to 25% off
Woodland Park, Borough OfCRS class 8 · up to 10% off

Federal disaster declarations in Passaic County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

13 flood, storm or hurricane declarations for Passaic County since 2000.

Check a specific address in Little Falls.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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