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Flood history · Riverdale, NJ 07457

Flood insurance claims in Riverdale, NJ 07457

117 claims since 1979 and $689,518 paid. Here's what the public record shows, and how to check a specific address.

117flood insurance claims since 1979
$689,518paid to policyholders
$7,335average paid claim
1claims in the last 10 years
22%of claims outside high-risk zones
#186of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07457 since 1978.

1979: 1 claims1984: 21 claims1989: 1 claims1996: 2 claims1999: 8 claims2005: 6 claims2007: 12 claims2010: 22 claims2011: 42 claims2016: 1 claims2023: 1 claims19801990200020102020

What the record says

78% of claims were on properties in high-risk zones and 22% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 24% of claims.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Riverdale, Borough Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20112824%
Unnamed flooding19842219%
March 2010 Nor'easter20102219%
April 2007 Nor'easter20071210%
Late winter storms2011109%
Hurricane Floyd199976%

Flood zone at time of claim

High-risk zones (A, V)63% · 74
Moderate or minimal risk (X, B, C)18% · 21
Zone not recorded19% · 22

NFIP communities

Riverdale, Borough OfCRS class 8 · up to 10% off

Federal disaster declarations in Morris County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30

15 flood, storm or hurricane declarations for Morris County since 2000.

Check a specific address in Riverdale.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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