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Flood history · Bloomingdale, NJ 07403

Flood insurance claims in Bloomingdale, NJ 07403

90 claims since 1979 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

Check an address in 07403
90flood insurance claims since 1979
$1.2 millionpaid to policyholders
$18,077average paid claim
5claims in the last 10 years
26%of claims outside high-risk zones
#222of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07403 since 1978.

1979: 2 claims1980: 1 claims1981: 2 claims1982: 1 claims1983: 5 claims1984: 8 claims1996: 3 claims1999: 8 claims2001: 1 claims2003: 1 claims2005: 3 claims2007: 6 claims2010: 15 claims2011: 28 claims2016: 1 claims2021: 2 claims2023: 1 claims2024: 1 claims2026: 1 claims19801990200020102020

What the record says

74% of claims were on properties in high-risk zones and 26% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 19% of claims.

5 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Bloomingdale, Borough Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20111719%
March 2010 Nor'easter20101517%
Late winter storms20111011%
Unnamed flooding1996910%
Hurricane Floyd199978%
April 2007 Nor'easter200767%

Flood zone at time of claim

High-risk zones (A, V)74% · 67
Moderate or minimal risk (X, B, C)26% · 23

NFIP communities

Bloomingdale, Borough OfCRS class 8 · up to 10% off
Butler, Borough OfParticipates in the NFIP

Federal disaster declarations in Passaic County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

13 flood, storm or hurricane declarations for Passaic County since 2000.

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ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

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Nearby New Jersey ZIP codes

07457

Riverdale

117 claims · $689,518 paid

07442

Pompton Lakes

2,568 claims · $54.5 million paid

07444

Pompton Plains

836 claims · $32.0 million paid

07440

Pequannock

1,428 claims · $34.7 million paid

07436

Oakland

664 claims · $10.4 million paid

07480

West Milford

112 claims · $1.6 million paid

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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