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Flood history · Pompton Lakes, NJ 07442

Flood insurance claims in Pompton Lakes, NJ 07442

2,568 claims since 1978 and $54.5 million paid. Here's what the public record shows, and how to check a specific address.

Check an address in 07442
2,568flood insurance claims since 1978
$54.5 millionpaid to policyholders
$23,883average paid claim
80claims in the last 10 years
8%of claims outside high-risk zones
#19of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07442 since 1978.

1978: 14 claims1979: 16 claims1980: 109 claims1981: 2 claims1982: 2 claims1983: 56 claims1984: 353 claims1986: 3 claims1987: 54 claims1989: 50 claims1990: 3 claims1991: 1 claims1992: 4 claims1993: 6 claims1994: 5 claims1996: 14 claims1997: 1 claims1998: 9 claims1999: 271 claims2000: 4 claims2001: 2 claims2003: 12 claims2004: 2 claims2005: 181 claims2007: 241 claims2008: 2 claims2009: 1 claims2010: 286 claims2011: 774 claims2012: 5 claims2013: 2 claims2014: 1 claims2016: 2 claims2018: 3 claims2019: 1 claims2021: 22 claims2023: 43 claims2024: 11 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 18% of claims.

80 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Pompton Lakes, Borough Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene201146318%
Unnamed flooding198445418%
March 2010 Nor'easter201028511%
Hurricane Floyd199926410%
Late winter storms20112369%
April 2007 Nor'easter20072359%

Flood zone at time of claim

High-risk zones (A, V)92% · 2,364
Moderate or minimal risk (X, B, C)8% · 200
Zone not recorded0% · 4

NFIP communities

Pompton Lakes, Borough OfCRS class 5 · up to 25% off

Federal disaster declarations in Passaic County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

13 flood, storm or hurricane declarations for Passaic County since 2000.

Check a specific address in Pompton Lakes.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

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Nearby New Jersey ZIP codes

07457

Riverdale

117 claims · $689,518 paid

07444

Pompton Plains

836 claims · $32.0 million paid

07403

Bloomingdale

90 claims · $1.2 million paid

07436

Oakland

664 claims · $10.4 million paid

07440

Pequannock

1,428 claims · $34.7 million paid

07470

Wayne

6,425 claims · $122.8 million paid

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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