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Flood history · Pequannock, NJ 07440

Flood insurance claims in Pequannock, NJ 07440

1,428 claims since 1978 and $34.7 million paid. Here's what the public record shows, and how to check a specific address.

Check an address in 07440
1,428flood insurance claims since 1978
$34.7 millionpaid to policyholders
$26,665average paid claim
38claims in the last 10 years
1%of claims outside high-risk zones
#37of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07440 since 1978.

1978: 7 claims1979: 4 claims1980: 28 claims1982: 1 claims1983: 22 claims1984: 175 claims1987: 9 claims1989: 10 claims1990: 2 claims1994: 2 claims1996: 7 claims1998: 3 claims1999: 105 claims2001: 1 claims2003: 5 claims2005: 84 claims2006: 1 claims2007: 148 claims2010: 221 claims2011: 550 claims2012: 5 claims2021: 1 claims2023: 31 claims2024: 6 claims19801990200020102020

What the record says

Almost all claims here (99%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 26% of claims.

38 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Pequannock, Township Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Irene201136526%
March 2010 Nor'easter201022015%
Unnamed flooding198419414%
Late winter storms201116411%
April 2007 Nor'easter200714410%
Hurricane Floyd19991017%

Flood zone at time of claim

High-risk zones (A, V)99% · 1,408
Moderate or minimal risk (X, B, C)1% · 16
Zone not recorded0% · 4

NFIP communities

Pequannock, Township OfCRS class 5 · up to 25% off

Federal disaster declarations in Morris County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30

15 flood, storm or hurricane declarations for Morris County since 2000.

Check a specific address in Pequannock.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

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Nearby New Jersey ZIP codes

07444

Pompton Plains

836 claims · $32.0 million paid

07035

Lincoln Park

3,380 claims · $66.2 million paid

07470

Wayne

6,425 claims · $122.8 million paid

07457

Riverdale

117 claims · $689,518 paid

07442

Pompton Lakes

2,568 claims · $54.5 million paid

07004

Fairfield

2,089 claims · $70.3 million paid

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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