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Flood history · Manasquan, NJ 08736

Flood insurance claims in Manasquan, NJ 08736

2,240 claims since 1978 and $102.9 million paid. Here's what the public record shows, and how to check a specific address.

2,240flood insurance claims since 1978
$102.9 millionpaid to policyholders
$51,317average paid claim
42claims in the last 10 years
8%of claims outside high-risk zones
#22of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08736 since 1978.

1978: 24 claims1979: 5 claims1980: 3 claims1981: 1 claims1983: 4 claims1984: 83 claims1985: 6 claims1986: 1 claims1987: 24 claims1989: 2 claims1990: 3 claims1991: 70 claims1992: 451 claims1993: 25 claims1994: 3 claims1995: 1 claims1996: 8 claims1997: 1 claims1998: 10 claims1999: 4 claims2000: 1 claims2001: 2 claims2002: 3 claims2003: 1 claims2004: 2 claims2005: 9 claims2006: 3 claims2007: 1 claims2008: 2 claims2009: 1 claims2010: 15 claims2011: 146 claims2012: 1273 claims2013: 2 claims2014: 4 claims2015: 3 claims2016: 1 claims2017: 2 claims2018: 24 claims2021: 1 claims2022: 4 claims2023: 7 claims2024: 2 claims2025: 1 claims2026: 1 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Sandy accounts for 57% of all claims in this ZIP code.

42 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Manasquan, Borough Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20121,26757%
December Storm - Nor'easter199244220%
Hurricane Irene20111446%
Unnamed flooding19841175%
The "Halloween" Storm1991673%
March 2010 Nor'easter2010131%

Flood zone at time of claim

High-risk zones (A, V)92% · 2,070
Moderate or minimal risk (X, B, C)8% · 170

NFIP communities

Manasquan, Borough OfCRS class 5 · up to 25% off
Wall, Township OfParticipates in the NFIP
Keansburg, Borough OfCRS class 7 · up to 15% off
Toms River, Township OfCRS class 7 · up to 15% off

Federal disaster declarations in Monmouth County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

10 flood, storm or hurricane declarations for Monmouth County since 2000.

Check a specific address in Manasquan.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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