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Flood history · Brick, NJ 08724

Flood insurance claims in Brick, NJ 08724

638 claims since 1978 and $32.7 million paid. Here's what the public record shows, and how to check a specific address.

638flood insurance claims since 1978
$32.7 millionpaid to policyholders
$62,452average paid claim
18claims in the last 10 years
20%of claims outside high-risk zones
#62of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08724 since 1978.

1978: 6 claims1979: 16 claims1982: 1 claims1983: 2 claims1984: 11 claims1985: 2 claims1987: 4 claims1989: 2 claims1991: 1 claims1992: 66 claims1993: 2 claims1994: 1 claims1995: 1 claims1996: 3 claims1997: 1 claims1998: 1 claims1999: 1 claims2002: 1 claims2003: 1 claims2005: 8 claims2007: 1 claims2008: 1 claims2009: 2 claims2010: 8 claims2011: 36 claims2012: 440 claims2014: 1 claims2018: 7 claims2020: 1 claims2021: 2 claims2022: 1 claims2023: 4 claims2024: 3 claims19801990200020102020

What the record says

80% of claims were on properties in high-risk zones and 20% outside them.

One event dominates the record: Hurricane Sandy accounts for 68% of all claims in this ZIP code.

18 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Brick, Township Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201243668%
December Storm - Nor'easter19926310%
Hurricane Irene2011355%
Unnamed flooding1984163%
March 2010 Nor'easter201071%
Torrential rain200551%

Flood zone at time of claim

High-risk zones (A, V)80% · 512
Moderate or minimal risk (X, B, C)20% · 126

NFIP communities

Brick, Township OfCRS class 6 · up to 20% off
Toms River, Township OfCRS class 7 · up to 15% off
Point Pleasant Beach, Borough OfCRS class 6 · up to 20% off

Federal disaster declarations in Ocean County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Hurricane IreneHurricane · Major disaster · 2011-08-31

10 flood, storm or hurricane declarations for Ocean County since 2000.

Check a specific address in Brick.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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