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Flood history · Salem, NJ 08079

Flood insurance claims in Salem, NJ 08079

89 claims since 1978 and $274,682 paid. Here's what the public record shows, and how to check a specific address.

89flood insurance claims since 1978
$274,682paid to policyholders
$5,183average paid claim
9claims in the last 10 years
21%of claims outside high-risk zones
#224of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08079 since 1978.

1978: 2 claims1979: 3 claims1980: 16 claims1985: 8 claims1991: 1 claims1992: 2 claims1994: 2 claims1996: 2 claims1999: 11 claims2000: 2 claims2003: 3 claims2004: 1 claims2006: 1 claims2007: 1 claims2009: 2 claims2010: 1 claims2011: 12 claims2012: 9 claims2015: 1 claims2017: 1 claims2018: 2 claims2020: 5 claims2024: 1 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 21% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19801921%
Hurricane Irene20111112%
Hurricane Floyd19991011%
Hurricane Gloria198589%
Hurricane Sandy201267%
Hurricane Isaias202056%

Flood zone at time of claim

High-risk zones (A, V)62% · 55
Moderate or minimal risk (X, B, C)17% · 15
Zone not recorded21% · 19

NFIP communities

Salem, City OfParticipates in the NFIP
Elsinboro, Township OfParticipates in the NFIP
Lower Alloways Creek, Township OfParticipates in the NFIP

Federal disaster declarations in Salem County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-07-19

10 flood, storm or hurricane declarations for Salem County since 2000.

Check a specific address in Salem.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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