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Flood history · Gibbstown, NJ 08027

Flood insurance claims in Gibbstown, NJ 08027

110 claims since 1978 and $231,967 paid. Here's what the public record shows, and how to check a specific address.

110flood insurance claims since 1978
$231,967paid to policyholders
$4,833average paid claim
13claims in the last 10 years
15%of claims outside high-risk zones
#193of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08027 since 1978.

1978: 2 claims1983: 1 claims1987: 2 claims1988: 1 claims1989: 4 claims1992: 1 claims1993: 1 claims1994: 1 claims1996: 2 claims1999: 23 claims2001: 1 claims2003: 4 claims2004: 3 claims2005: 2 claims2006: 2 claims2007: 11 claims2008: 1 claims2009: 2 claims2010: 6 claims2011: 18 claims2013: 8 claims2015: 1 claims2018: 1 claims2019: 6 claims2023: 3 claims2024: 2 claims2026: 1 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 21% of claims.

13 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Greenwich, Township Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd19992321%
Hurricane Irene20111514%
April 2007 Nor'easter2007109%
March 2010 Nor'easter201033%
December Nor'easter202322%
December Storm - Nor'easter199211%

Flood zone at time of claim

High-risk zones (A, V)84% · 92
Moderate or minimal risk (X, B, C)15% · 16
Zone not recorded2% · 2

NFIP communities

Greenwich, Township OfCRS class 9 · up to 05% off

Federal disaster declarations in Gloucester County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe StormSevere Storm · Major disaster · 2015-07-22
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

13 flood, storm or hurricane declarations for Gloucester County since 2000.

Check a specific address in Gibbstown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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