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Flood history · Camden, NJ 08104

Flood insurance claims in Camden, NJ 08104

134 claims since 1978 and $436,280 paid. Here's what the public record shows, and how to check a specific address.

134flood insurance claims since 1978
$436,280paid to policyholders
$5,073average paid claim
17claims in the last 10 years
15%of claims outside high-risk zones
#175of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08104 since 1978.

1978: 2 claims1979: 1 claims1980: 1 claims1983: 1 claims1984: 1 claims1985: 7 claims1986: 1 claims1989: 3 claims1991: 1 claims1993: 1 claims1994: 8 claims1995: 1 claims1999: 6 claims2000: 1 claims2002: 1 claims2003: 2 claims2004: 8 claims2005: 4 claims2006: 6 claims2007: 4 claims2008: 3 claims2009: 7 claims2010: 12 claims2011: 22 claims2012: 6 claims2013: 2 claims2014: 4 claims2015: 1 claims2017: 1 claims2018: 1 claims2019: 7 claims2021: 1 claims2023: 2 claims2025: 1 claims2026: 4 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 12% of claims.

17 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20111612%
Hurricane Sandy201254%
April 2007 Nor'easter200743%
Hurricane Gloria198532%
Hurricane Floyd199932%
Mid-spring storms201421%

Flood zone at time of claim

High-risk zones (A, V)79% · 106
Moderate or minimal risk (X, B, C)14% · 19
Zone not recorded7% · 9

NFIP communities

Camden, City OfParticipates in the NFIP

Federal disaster declarations in Camden County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Severe StormSevere Storm · Major disaster · 2015-07-22
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

11 flood, storm or hurricane declarations for Camden County since 2000.

Check a specific address in Camden.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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