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Flood history · Camden, NJ 08105

Flood insurance claims in Camden, NJ 08105

301 claims since 1978 and $986,667 paid. Here's what the public record shows, and how to check a specific address.

301flood insurance claims since 1978
$986,667paid to policyholders
$4,654average paid claim
38claims in the last 10 years
8%of claims outside high-risk zones
#108of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08105 since 1978.

1978: 1 claims1979: 2 claims1980: 4 claims1981: 2 claims1983: 2 claims1986: 2 claims1987: 1 claims1988: 2 claims1989: 1 claims1991: 3 claims1993: 2 claims1994: 25 claims1998: 1 claims1999: 7 claims2000: 2 claims2001: 1 claims2002: 9 claims2003: 2 claims2004: 29 claims2005: 2 claims2006: 30 claims2007: 15 claims2008: 1 claims2009: 34 claims2010: 8 claims2011: 21 claims2012: 5 claims2013: 34 claims2014: 14 claims2015: 1 claims2017: 1 claims2018: 4 claims2019: 3 claims2020: 1 claims2021: 3 claims2022: 2 claims2023: 4 claims2024: 1 claims2025: 2 claims2026: 17 claims19801990200020102020

What the record says

Almost all claims here (92%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 5% of claims.

38 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Irene2011145%
Mid-spring storms2014124%
April 2007 Nor'easter2007114%
March 2010 Nor'easter201062%
Hurricane Sandy201231%
December Nor'easter202321%

Flood zone at time of claim

High-risk zones (A, V)88% · 264
Moderate or minimal risk (X, B, C)8% · 23
Zone not recorded5% · 14

NFIP communities

Camden, City OfParticipates in the NFIP

Federal disaster declarations in Camden County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Severe StormSevere Storm · Major disaster · 2015-07-22
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

11 flood, storm or hurricane declarations for Camden County since 2000.

Check a specific address in Camden.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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