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Flood history · Flanders, NJ 07836

Flood insurance claims in Flanders, NJ 07836

60 claims since 1978 and $673,499 paid. Here's what the public record shows, and how to check a specific address.

60flood insurance claims since 1978
$673,499paid to policyholders
$16,036average paid claim
6claims in the last 10 years
41%of claims outside high-risk zones
#259of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07836 since 1978.

1978: 1 claims1979: 5 claims1981: 3 claims1984: 2 claims1992: 1 claims1994: 1 claims1996: 6 claims1999: 4 claims2005: 2 claims2006: 1 claims2007: 1 claims2011: 27 claims2020: 2 claims2021: 1 claims2024: 1 claims2025: 2 claims19801990200020102020

What the record says

About 41% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 30% of claims.

6 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20111830%
Unnamed flooding1996610%
Hurricane Floyd199947%
Not a named storm197947%
Torrential rain200523%
Hurricane Isaias202012%

Flood zone at time of claim

High-risk zones (A, V)45% · 27
Moderate or minimal risk (X, B, C)32% · 19
Zone not recorded23% · 14

NFIP communities

Mount Olive, Township OfParticipates in the NFIP

Federal disaster declarations in Morris County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30

15 flood, storm or hurricane declarations for Morris County since 2000.

Check a specific address in Flanders.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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