FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Newport, NJ 08345

Flood insurance claims in Newport, NJ 08345

182 claims since 1979 and $3.3 million paid. Here's what the public record shows, and how to check a specific address.

182flood insurance claims since 1979
$3.3 millionpaid to policyholders
$24,093average paid claim
16claims in the last 10 years
3%of claims outside high-risk zones
#152of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08345 since 1978.

1979: 10 claims1980: 29 claims1983: 1 claims1985: 9 claims1989: 1 claims1991: 1 claims1992: 8 claims1993: 3 claims1994: 2 claims1996: 4 claims1997: 3 claims1998: 1 claims2003: 4 claims2005: 3 claims2006: 1 claims2008: 4 claims2010: 3 claims2011: 13 claims2012: 65 claims2016: 1 claims2018: 1 claims2020: 11 claims2024: 3 claims2025: 1 claims19801990200020102020

What the record says

Almost all claims here (97%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 32% of claims.

16 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20125832%
Unnamed flooding19963720%
Hurricane Isaias2020105%
Hurricane Gloria198595%
December Storm - Nor'easter199253%
March 2010 Nor'easter201021%

Flood zone at time of claim

High-risk zones (A, V)93% · 170
Moderate or minimal risk (X, B, C)3% · 6
Zone not recorded3% · 6

NFIP communities

Downe, Township OfParticipates in the NFIP

Federal disaster declarations in Cumberland County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

12 flood, storm or hurricane declarations for Cumberland County since 2000.

Check a specific address in Newport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All New Jersey ZIP codes · All states · Flood zones explained