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Flood history · Long Branch, NJ 07740

Flood insurance claims in Long Branch, NJ 07740

1,394 claims since 1978 and $53.0 million paid. Here's what the public record shows, and how to check a specific address.

1,394flood insurance claims since 1978
$53.0 millionpaid to policyholders
$47,492average paid claim
42claims in the last 10 years
26%of claims outside high-risk zones
#38of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07740 since 1978.

1978: 9 claims1979: 9 claims1980: 1 claims1982: 1 claims1983: 8 claims1984: 69 claims1985: 11 claims1986: 1 claims1987: 5 claims1988: 1 claims1989: 4 claims1990: 3 claims1991: 18 claims1992: 263 claims1993: 7 claims1994: 5 claims1995: 1 claims1996: 11 claims1997: 4 claims1998: 17 claims1999: 4 claims2000: 1 claims2001: 8 claims2002: 18 claims2003: 5 claims2004: 2 claims2005: 17 claims2006: 1 claims2007: 2 claims2008: 1 claims2010: 28 claims2011: 66 claims2012: 739 claims2013: 4 claims2014: 7 claims2016: 1 claims2017: 1 claims2018: 3 claims2019: 1 claims2020: 2 claims2021: 4 claims2022: 5 claims2023: 13 claims2024: 4 claims2025: 2 claims2026: 7 claims19801990200020102020

What the record says

74% of claims were on properties in high-risk zones and 26% outside them.

One event dominates the record: Hurricane Sandy accounts for 53% of all claims in this ZIP code.

42 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Long Branch, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201273453%
December Storm - Nor'easter199225318%
Unnamed flooding1996906%
Hurricane Irene2011574%
March 2010 Nor'easter2010272%
Torrential rain2005151%

Flood zone at time of claim

High-risk zones (A, V)74% · 1,027
Moderate or minimal risk (X, B, C)26% · 366
Zone not recorded0% · 1

NFIP communities

Long Branch, City OfCRS class 7 · up to 15% off
Jersey City, City OfParticipates in the NFIP
Monmouth Beach, Borough OfCRS class 8 · up to 10% off
Long Beach, Township OfCRS class 6 · up to 20% off

Federal disaster declarations in Monmouth County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

10 flood, storm or hurricane declarations for Monmouth County since 2000.

Check a specific address in Long Branch.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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