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Flood history · Oceanport, NJ 07757

Flood insurance claims in Oceanport, NJ 07757

965 claims since 1979 and $58.6 million paid. Here's what the public record shows, and how to check a specific address.

Check an address in 07757
965flood insurance claims since 1979
$58.6 millionpaid to policyholders
$67,270average paid claim
8claims in the last 10 years
10%of claims outside high-risk zones
#48of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07757 since 1978.

1979: 1 claims1984: 73 claims1985: 3 claims1987: 1 claims1991: 17 claims1992: 252 claims1993: 2 claims1994: 1 claims1996: 6 claims1997: 1 claims1998: 4 claims2000: 1 claims2001: 1 claims2002: 3 claims2005: 4 claims2010: 11 claims2011: 28 claims2012: 541 claims2013: 3 claims2014: 3 claims2015: 1 claims2017: 1 claims2019: 1 claims2021: 2 claims2023: 3 claims2024: 1 claims19801990200020102020

What the record says

Almost all claims here (90%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Sandy accounts for 56% of all claims in this ZIP code.

8 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Oceanport, Borough Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201253956%
December Storm - Nor'easter199224926%
Unnamed flooding1984798%
Hurricane Irene2011253%
The "Halloween" Storm1991172%
March 2010 Nor'easter2010101%

Flood zone at time of claim

High-risk zones (A, V)90% · 867
Moderate or minimal risk (X, B, C)10% · 95
Zone not recorded0% · 3

NFIP communities

Oceanport, Borough OfCRS class 7 · up to 15% off
Keansburg, Borough OfCRS class 7 · up to 15% off
Long Branch, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Monmouth County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

10 flood, storm or hurricane declarations for Monmouth County since 2000.

Check a specific address in Oceanport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

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Nearby New Jersey ZIP codes

07740

Long Branch

1,394 claims · $53.0 million paid

07739

Little Silver

400 claims · $33.6 million paid

07750

Monmouth Beach

1,661 claims · $106.5 million paid

07755

Oakhurst

204 claims · $4.1 million paid

07760

Rumson

2,928 claims · $147.2 million paid

07701

Red Bank

51 claims · $5.1 million paid

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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