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Flood history · Little Silver, NJ 07739

Flood insurance claims in Little Silver, NJ 07739

400 claims since 1978 and $33.6 million paid. Here's what the public record shows, and how to check a specific address.

400flood insurance claims since 1978
$33.6 millionpaid to policyholders
$96,225average paid claim
6claims in the last 10 years
18%of claims outside high-risk zones
#89of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07739 since 1978.

1978: 1 claims1979: 1 claims1984: 19 claims1985: 1 claims1987: 2 claims1991: 11 claims1992: 110 claims1993: 3 claims1994: 1 claims1996: 2 claims1997: 1 claims1998: 1 claims1999: 1 claims2005: 2 claims2006: 1 claims2007: 1 claims2010: 5 claims2011: 20 claims2012: 209 claims2013: 1 claims2016: 1 claims2017: 2 claims2018: 2 claims2022: 1 claims2023: 1 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

One event dominates the record: Hurricane Sandy accounts for 52% of all claims in this ZIP code.

6 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201220652%
December Storm - Nor'easter199211028%
Unnamed flooding1996205%
Hurricane Irene2011184%
The "Halloween" Storm1991102%
March 2010 Nor'easter201031%

Flood zone at time of claim

High-risk zones (A, V)82% · 329
Moderate or minimal risk (X, B, C)18% · 70
Zone not recorded0% · 1

NFIP communities

Little Silver, Borough OfParticipates in the NFIP
Rumson, Borough OfParticipates in the NFIP

Federal disaster declarations in Monmouth County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

10 flood, storm or hurricane declarations for Monmouth County since 2000.

Check a specific address in Little Silver.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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