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Flood history · Stockton, NJ 08559

Flood insurance claims in Stockton, NJ 08559

348 claims since 1983 and $10.5 million paid. Here's what the public record shows, and how to check a specific address.

348flood insurance claims since 1983
$10.5 millionpaid to policyholders
$34,586average paid claim
45claims in the last 10 years
9%of claims outside high-risk zones
#100of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08559 since 1978.

1983: 1 claims1986: 1 claims1988: 1 claims1996: 20 claims1999: 4 claims2003: 1 claims2004: 37 claims2005: 88 claims2006: 84 claims2007: 10 claims2011: 55 claims2012: 1 claims2018: 1 claims2020: 3 claims2021: 41 claims1990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Hurricane Ida, accounts for 11% of claims.

45 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Ida20214011%
Torrential rain2005278%
Hurricane Irene2011267%
Unnamed flooding1996195%
April 2007 Nor'easter200741%
Hurricane Floyd199941%

Flood zone at time of claim

High-risk zones (A, V)91% · 316
Moderate or minimal risk (X, B, C)9% · 30
Zone not recorded1% · 2

NFIP communities

Stockton, Borough OfParticipates in the NFIP
Kingwood, Township OfParticipates in the NFIP
Delaware, Township OfParticipates in the NFIP
Raritan, Township OfParticipates in the NFIP

Federal disaster declarations in Hunterdon County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

14 flood, storm or hurricane declarations for Hunterdon County since 2000.

Check a specific address in Stockton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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