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Flood history · Flemington, NJ 08822

Flood insurance claims in Flemington, NJ 08822

91 claims since 1979 and $3.0 million paid. Here's what the public record shows, and how to check a specific address.

91flood insurance claims since 1979
$3.0 millionpaid to policyholders
$44,783average paid claim
30claims in the last 10 years
41%of claims outside high-risk zones
#218of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08822 since 1978.

1979: 2 claims1984: 3 claims1988: 1 claims1994: 1 claims1996: 3 claims1998: 1 claims1999: 17 claims2001: 1 claims2004: 1 claims2005: 1 claims2007: 6 claims2009: 2 claims2010: 2 claims2011: 17 claims2013: 1 claims2014: 1 claims2016: 1 claims2021: 27 claims2022: 1 claims2023: 1 claims2025: 1 claims19801990200020102020

What the record says

About 41% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Ida, accounts for 26% of claims.

Flooding here is recent: 30 claims (33%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Ida20212426%
Hurricane Irene20111618%
Hurricane Floyd19991618%
April 2007 Nor'easter200767%
Unnamed flooding199833%
Not a named storm197922%

Flood zone at time of claim

High-risk zones (A, V)56% · 51
Moderate or minimal risk (X, B, C)38% · 35
Zone not recorded5% · 5

NFIP communities

Raritan, Township OfParticipates in the NFIP
Readington, Township OfParticipates in the NFIP
Flemington, Borough OfParticipates in the NFIP
Delaware, Township OfParticipates in the NFIP

Federal disaster declarations in Hunterdon County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

14 flood, storm or hurricane declarations for Hunterdon County since 2000.

Check a specific address in Flemington.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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