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Flood history · Skillman, NJ 08558

Flood insurance claims in Skillman, NJ 08558

54 claims since 1979 and $1.7 million paid. Here's what the public record shows, and how to check a specific address.

54flood insurance claims since 1979
$1.7 millionpaid to policyholders
$41,051average paid claim
22claims in the last 10 years
64%of claims outside high-risk zones
#272of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08558 since 1978.

1979: 1 claims1987: 1 claims1996: 1 claims1997: 1 claims1999: 8 claims2005: 3 claims2007: 1 claims2011: 16 claims2017: 1 claims2018: 1 claims2020: 1 claims2021: 18 claims2023: 1 claims19801990200020102020

What the record says

About 64% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Ida, accounts for 30% of claims.

Flooding here is recent: 22 claims (41%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Ida20211630%
Hurricane Irene20111630%
Hurricane Floyd1999713%
Torrential rain200536%
Unnamed flooding198724%
Tropical Storm Henri202124%

Flood zone at time of claim

High-risk zones (A, V)35% · 19
Moderate or minimal risk (X, B, C)63% · 34
Zone not recorded2% · 1

NFIP communities

Montgomery, Township OfParticipates in the NFIP
Rocky Hill, Borough OfParticipates in the NFIP

Federal disaster declarations in Somerset County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

12 flood, storm or hurricane declarations for Somerset County since 2000.

Check a specific address in Skillman.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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