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Flood history · Northvale, NJ 07647

Flood insurance claims in Northvale, NJ 07647

54 claims since 1984 and $2.3 million paid. Here's what the public record shows, and how to check a specific address.

54flood insurance claims since 1984
$2.3 millionpaid to policyholders
$50,397average paid claim
12claims in the last 10 years
19%of claims outside high-risk zones
#275of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07647 since 1978.

1984: 1 claims1994: 1 claims1999: 20 claims2005: 1 claims2006: 1 claims2007: 12 claims2010: 1 claims2011: 5 claims2021: 9 claims2023: 2 claims2026: 1 claims1990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 35% of claims.

12 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd19991935%
April 2007 Nor'easter20071120%
Hurricane Ida2021815%
Hurricane Irene201147%
December Nor'easter202324%
Unnamed flooding198412%

Flood zone at time of claim

High-risk zones (A, V)80% · 43
Moderate or minimal risk (X, B, C)19% · 10
Zone not recorded2% · 1

NFIP communities

Northvale, Borough OfParticipates in the NFIP
Rockleigh, Borough OfParticipates in the NFIP

Federal disaster declarations in Bergen County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Bergen County since 2000.

Check a specific address in Northvale.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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