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Flood history · Hoboken, NJ 07030

Flood insurance claims in Hoboken, NJ 07030

2,215 claims since 1979 and $56.4 million paid. Here's what the public record shows, and how to check a specific address.

2,215flood insurance claims since 1979
$56.4 millionpaid to policyholders
$34,843average paid claim
333claims in the last 10 years
4%of claims outside high-risk zones
#23of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07030 since 1978.

1979: 6 claims1980: 3 claims1981: 6 claims1982: 3 claims1983: 7 claims1984: 5 claims1985: 4 claims1986: 1 claims1987: 1 claims1989: 2 claims1990: 3 claims1991: 2 claims1992: 4 claims1993: 3 claims1994: 1 claims1995: 10 claims1996: 28 claims1997: 1 claims1998: 3 claims1999: 15 claims2001: 1 claims2002: 1 claims2003: 6 claims2004: 28 claims2005: 11 claims2006: 4 claims2007: 100 claims2008: 4 claims2010: 21 claims2011: 268 claims2012: 1289 claims2013: 13 claims2014: 8 claims2015: 12 claims2016: 8 claims2017: 6 claims2018: 3 claims2020: 20 claims2021: 294 claims2023: 7 claims2024: 1 claims2025: 1 claims2026: 1 claims19801990200020102020

What the record says

Almost all claims here (96%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Sandy accounts for 58% of all claims in this ZIP code.

333 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20121,28858%
Hurricane Ida202127312%
Hurricane Irene201123911%
April 2007 Nor'easter2007834%
Unnamed flooding1996271%
March 2010 Nor'easter2010171%

Flood zone at time of claim

High-risk zones (A, V)95% · 2,112
Moderate or minimal risk (X, B, C)4% · 78
Zone not recorded1% · 25

NFIP communities

Hoboken, City OfParticipates in the NFIP

Federal disaster declarations in Hudson County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Hurricane IreneHurricane · Major disaster · 2011-08-31

9 flood, storm or hurricane declarations for Hudson County since 2000.

Check a specific address in Hoboken.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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