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Flood history · Warren, NJ 07059

Flood insurance claims in Warren, NJ 07059

60 claims since 1978 and $499,012 paid. Here's what the public record shows, and how to check a specific address.

60flood insurance claims since 1978
$499,012paid to policyholders
$13,132average paid claim
14claims in the last 10 years
68%of claims outside high-risk zones
#260of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07059 since 1978.

1978: 1 claims1979: 1 claims1981: 1 claims1982: 2 claims1984: 5 claims1985: 1 claims1988: 1 claims1993: 1 claims1996: 3 claims1999: 9 claims2000: 2 claims2003: 1 claims2005: 2 claims2006: 1 claims2007: 1 claims2008: 1 claims2009: 1 claims2010: 2 claims2011: 9 claims2012: 1 claims2019: 1 claims2021: 9 claims2022: 1 claims2023: 1 claims2024: 2 claims19801990200020102020

What the record says

About 68% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Floyd, accounts for 15% of claims.

14 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Warren, Township Of takes part in FEMA's Community Rating System (class 8), which can lower flood insurance premiums by up to 10% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Floyd1999915%
Hurricane Ida2021915%
Hurricane Irene2011813%
Unnamed flooding199658%
Torrential rain200523%
March 2010 Nor'easter201012%

Flood zone at time of claim

High-risk zones (A, V)32% · 19
Moderate or minimal risk (X, B, C)67% · 40
Zone not recorded2% · 1

NFIP communities

Warren, Township OfCRS class 8 · up to 10% off

Federal disaster declarations in Somerset County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28

12 flood, storm or hurricane declarations for Somerset County since 2000.

Check a specific address in Warren.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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