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Flood history · Manahawkin, NJ 08050

Flood insurance claims in Manahawkin, NJ 08050

4,649 claims since 1978 and $241.7 million paid. Here's what the public record shows, and how to check a specific address.

Check an address in 08050
4,649flood insurance claims since 1978
$241.7 millionpaid to policyholders
$57,534average paid claim
49claims in the last 10 years
1%of claims outside high-risk zones
#8of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08050 since 1978.

1978: 2 claims1979: 6 claims1980: 3 claims1981: 2 claims1982: 1 claims1983: 5 claims1984: 65 claims1985: 13 claims1986: 4 claims1987: 1 claims1989: 2 claims1991: 155 claims1992: 783 claims1993: 19 claims1994: 6 claims1995: 2 claims1996: 14 claims1997: 60 claims1998: 29 claims1999: 6 claims2000: 1 claims2001: 2 claims2002: 6 claims2003: 15 claims2004: 2 claims2005: 13 claims2006: 158 claims2007: 5 claims2008: 5 claims2009: 12 claims2010: 10 claims2011: 14 claims2012: 3159 claims2013: 7 claims2014: 11 claims2016: 2 claims2018: 3 claims2019: 1 claims2020: 3 claims2021: 10 claims2022: 7 claims2023: 6 claims2024: 6 claims2025: 11 claims2026: 2 claims19801990200020102020

What the record says

Almost all claims here (99%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Sandy accounts for 68% of all claims in this ZIP code.

49 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Stafford, Township Of takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20123,14568%
December Storm - Nor'easter199276516%
Unnamed flooding19961503%
The "Halloween" Storm1991732%
Hurricane Irene2011110%
March 2010 Nor'easter201090%

Flood zone at time of claim

High-risk zones (A, V)99% · 4,585
Moderate or minimal risk (X, B, C)1% · 51
Zone not recorded0% · 13

NFIP communities

Stafford, Township OfCRS class 5 · up to 25% off
Long Beach, Township OfCRS class 6 · up to 20% off
Toms River, Township OfCRS class 7 · up to 15% off

Federal disaster declarations in Ocean County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Hurricane IreneHurricane · Major disaster · 2011-08-31

10 flood, storm or hurricane declarations for Ocean County since 2000.

Check a specific address in Manahawkin.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

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Nearby New Jersey ZIP codes

08092

West Creek

229 claims · $6.6 million paid

08005

Barnegat

380 claims · $10.2 million paid

08008

Beach Haven

14,178 claims · $409.9 million paid

08758

Waretown

652 claims · $19.8 million paid

08006

Barnegat Light

234 claims · $1.7 million paid

08087

Tuckerton

5,368 claims · $225.9 million paid

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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