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Flood history · Seaside Park, NJ 08752

Flood insurance claims in Seaside Park, NJ 08752

1,442 claims since 1978 and $47.6 million paid. Here's what the public record shows, and how to check a specific address.

1,442flood insurance claims since 1978
$47.6 millionpaid to policyholders
$43,767average paid claim
16claims in the last 10 years
6%of claims outside high-risk zones
#36of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 08752 since 1978.

1978: 1 claims1979: 1 claims1981: 1 claims1984: 3 claims1985: 3 claims1986: 1 claims1989: 1 claims1990: 1 claims1991: 11 claims1992: 92 claims1993: 13 claims1995: 2 claims1996: 4 claims1997: 2 claims1998: 12 claims1999: 2 claims2000: 2 claims2001: 1 claims2002: 1 claims2003: 1 claims2004: 2 claims2005: 19 claims2006: 14 claims2007: 4 claims2010: 11 claims2011: 38 claims2012: 1179 claims2013: 3 claims2014: 1 claims2019: 1 claims2020: 1 claims2021: 1 claims2022: 1 claims2023: 2 claims2024: 8 claims2025: 1 claims2026: 1 claims19801990200020102020

What the record says

Almost all claims here (94%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Hurricane Sandy accounts for 81% of all claims in this ZIP code.

16 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Seaside Park, Borough Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20121,17481%
December Storm - Nor'easter1992906%
Hurricane Irene2011362%
The "Halloween" Storm1991101%
March 2010 Nor'easter201091%
Torrential rain200570%

Flood zone at time of claim

High-risk zones (A, V)93% · 1,348
Moderate or minimal risk (X, B, C)6% · 91
Zone not recorded0% · 3

NFIP communities

Seaside Park, Borough OfCRS class 7 · up to 15% off
Berkeley, Township OfCRS class 5 · up to 25% off
Seaside Heights, Borough OfParticipates in the NFIP

Federal disaster declarations in Ocean County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Hurricane IreneHurricane · Major disaster · 2011-08-31

10 flood, storm or hurricane declarations for Ocean County since 2000.

Check a specific address in Seaside Park.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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