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Flood history · Roselle Park, NJ 07204

Flood insurance claims in Roselle Park, NJ 07204

79 claims since 1983 and $1.5 million paid. Here's what the public record shows, and how to check a specific address.

79flood insurance claims since 1983
$1.5 millionpaid to policyholders
$28,071average paid claim
23claims in the last 10 years
29%of claims outside high-risk zones
#236of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07204 since 1978.

1983: 7 claims1984: 3 claims1986: 3 claims1989: 1 claims1992: 2 claims1993: 1 claims1994: 1 claims1996: 2 claims1998: 1 claims1999: 2 claims2002: 1 claims2006: 1 claims2007: 9 claims2009: 1 claims2010: 3 claims2011: 16 claims2012: 1 claims2014: 1 claims2021: 22 claims2023: 1 claims1990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

Losses are spread across many events; the largest, Hurricane Ida, accounts for 28% of claims.

23 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Ida20212228%
Hurricane Irene20111620%
April 2007 Nor'easter2007911%
Unnamed flooding198445%
March 2010 Nor'easter201034%
Hurricane Sandy201211%

Flood zone at time of claim

High-risk zones (A, V)70% · 55
Moderate or minimal risk (X, B, C)29% · 23
Zone not recorded1% · 1

NFIP communities

Roselle Park, Borough OfParticipates in the NFIP

Federal disaster declarations in Union County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30
Hurricane SandyHurricane · Emergency · 2012-10-28
Severe StormSevere Storm · Major disaster · 2011-11-30

11 flood, storm or hurricane declarations for Union County since 2000.

Check a specific address in Roselle Park.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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