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Flood history · Fair Lawn, NJ 07410

Flood insurance claims in Fair Lawn, NJ 07410

373 claims since 1978 and $6.1 million paid. Here's what the public record shows, and how to check a specific address.

373flood insurance claims since 1978
$6.1 millionpaid to policyholders
$20,867average paid claim
28claims in the last 10 years
20%of claims outside high-risk zones
#94of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07410 since 1978.

1978: 4 claims1979: 8 claims1980: 3 claims1982: 1 claims1983: 9 claims1984: 22 claims1986: 1 claims1989: 1 claims1994: 2 claims1998: 2 claims1999: 60 claims2000: 1 claims2001: 1 claims2005: 4 claims2006: 2 claims2007: 50 claims2008: 1 claims2010: 16 claims2011: 153 claims2012: 1 claims2013: 1 claims2014: 1 claims2016: 1 claims2019: 1 claims2021: 22 claims2022: 2 claims2023: 1 claims2024: 1 claims2025: 1 claims19801990200020102020

What the record says

80% of claims were on properties in high-risk zones and 20% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 35% of claims.

28 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Hurricane Irene201113235%
Hurricane Floyd19995916%
April 2007 Nor'easter20074813%
Hurricane Ida2021216%
Unnamed flooding1984216%
March 2010 Nor'easter2010164%

Flood zone at time of claim

High-risk zones (A, V)76% · 285
Moderate or minimal risk (X, B, C)19% · 71
Zone not recorded5% · 17

NFIP communities

Fair Lawn, Borough OfParticipates in the NFIP

Federal disaster declarations in Bergen County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Bergen County since 2000.

Check a specific address in Fair Lawn.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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