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Flood history · Paramus, NJ 07652

Flood insurance claims in Paramus, NJ 07652

187 claims since 1978 and $4.0 million paid. Here's what the public record shows, and how to check a specific address.

187flood insurance claims since 1978
$4.0 millionpaid to policyholders
$29,659average paid claim
36claims in the last 10 years
29%of claims outside high-risk zones
#150of 623 New Jersey ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 07652 since 1978.

1978: 2 claims1979: 9 claims1980: 3 claims1981: 2 claims1982: 2 claims1983: 3 claims1984: 5 claims1989: 1 claims1991: 1 claims1992: 1 claims1998: 1 claims1999: 44 claims2001: 1 claims2003: 2 claims2004: 1 claims2005: 3 claims2007: 14 claims2010: 3 claims2011: 49 claims2012: 1 claims2013: 2 claims2014: 1 claims2019: 1 claims2021: 34 claims2023: 1 claims19801990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

Losses are spread across many events; the largest, Hurricane Irene, accounts for 24% of claims.

36 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Irene20114524%
Hurricane Floyd19994323%
Hurricane Ida20212916%
April 2007 Nor'easter2007137%
Not a named storm198053%
Unnamed flooding198442%

Flood zone at time of claim

High-risk zones (A, V)61% · 114
Moderate or minimal risk (X, B, C)25% · 47
Zone not recorded14% · 26

NFIP communities

Paramus, Borough OfParticipates in the NFIP

Federal disaster declarations in Bergen County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-05
Remnants Of Hurricane IdaHurricane · Emergency · 2021-09-02
Tropical Storm IsaiasHurricane · Major disaster · 2020-12-11
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2018-06-08
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2016-03-14
Hurricane SandyHurricane · Major disaster · 2012-10-30

14 flood, storm or hurricane declarations for Bergen County since 2000.

Check a specific address in Paramus.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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