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Flood history · Baton Rouge, LA 70808

Flood insurance claims in Baton Rouge, LA 70808

788 claims since 1978 and $16.6 million paid. Here's what the public record shows, and how to check a specific address.

788flood insurance claims since 1978
$16.6 millionpaid to policyholders
$28,889average paid claim
148claims in the last 10 years
25%of claims outside high-risk zones
#109of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70808 since 1978.

1978: 3 claims1979: 22 claims1980: 10 claims1982: 1 claims1983: 17 claims1984: 1 claims1985: 3 claims1986: 4 claims1988: 4 claims1989: 81 claims1990: 8 claims1991: 6 claims1992: 18 claims1993: 20 claims1994: 1 claims1995: 54 claims1996: 5 claims1997: 9 claims1998: 2 claims2000: 2 claims2001: 83 claims2002: 5 claims2003: 2 claims2004: 11 claims2005: 19 claims2006: 16 claims2007: 11 claims2008: 35 claims2009: 3 claims2010: 1 claims2011: 2 claims2012: 12 claims2013: 4 claims2014: 1 claims2015: 5 claims2016: 159 claims2017: 1 claims2018: 3 claims2019: 31 claims2020: 11 claims2021: 86 claims2022: 3 claims2023: 3 claims2025: 1 claims2026: 9 claims19801990200020102020

What the record says

75% of claims were on properties in high-risk zones and 25% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 21% of claims.

148 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

East Baton Rouge Parish takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198916421%
Mid-summer severe storms201615219%
Tropical Storm Allison20018210%
2021 Mid-Spring Severe Storms20218010%
Hurricane Gustav2008324%
Hurricane Katrina2005111%

Flood zone at time of claim

High-risk zones (A, V)73% · 575
Moderate or minimal risk (X, B, C)24% · 189
Zone not recorded3% · 24

NFIP communities

East Baton Rouge ParishCRS class 6 · up to 20% off

Federal disaster declarations in East Baton Rouge Parish County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2021-06-02

31 flood, storm or hurricane declarations for East Baton Rouge Parish County since 2000.

Check a specific address in Baton Rouge.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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