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Flood history · Baton Rouge, LA 70805

Flood insurance claims in Baton Rouge, LA 70805

1,224 claims since 1979 and $60.1 million paid. Here's what the public record shows, and how to check a specific address.

1,224flood insurance claims since 1979
$60.1 millionpaid to policyholders
$59,612average paid claim
42claims in the last 10 years
10%of claims outside high-risk zones
#82of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70805 since 1978.

1979: 25 claims1980: 18 claims1982: 2 claims1983: 55 claims1984: 1 claims1985: 1 claims1987: 3 claims1988: 2 claims1989: 2 claims1990: 2 claims1991: 8 claims1992: 6 claims1993: 5 claims1994: 2 claims1995: 48 claims1996: 1 claims1997: 6 claims1998: 3 claims1999: 3 claims2000: 2 claims2001: 74 claims2002: 18 claims2003: 2 claims2004: 7 claims2005: 44 claims2006: 1 claims2007: 4 claims2008: 21 claims2009: 2 claims2010: 2 claims2011: 1 claims2012: 8 claims2013: 2 claims2014: 3 claims2015: 5 claims2016: 793 claims2017: 2 claims2018: 3 claims2019: 9 claims2020: 6 claims2021: 10 claims2022: 5 claims2023: 2 claims2024: 4 claims2025: 1 claims19801990200020102020

What the record says

Almost all claims here (90%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Mid-summer severe storms accounts for 64% of all claims in this ZIP code.

42 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

East Baton Rouge Parish takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-summer severe storms201678464%
Unnamed flooding19951129%
Tropical Storm Allison2001726%
Hurricane Katrina2005302%
Hurricane Gustav2008181%
Hurricane Lili2002161%

Flood zone at time of claim

High-risk zones (A, V)86% · 1,053
Moderate or minimal risk (X, B, C)10% · 121
Zone not recorded4% · 50

NFIP communities

East Baton Rouge ParishCRS class 6 · up to 20% off
St. Landry Parish *Participates in the NFIP

Federal disaster declarations in East Baton Rouge Parish County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2021-06-02

31 flood, storm or hurricane declarations for East Baton Rouge Parish County since 2000.

Check a specific address in Baton Rouge.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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