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Flood history · Baton Rouge, LA 70814

Flood insurance claims in Baton Rouge, LA 70814

1,773 claims since 1979 and $97.7 million paid. Here's what the public record shows, and how to check a specific address.

1,773flood insurance claims since 1979
$97.7 millionpaid to policyholders
$60,592average paid claim
30claims in the last 10 years
28%of claims outside high-risk zones
#62of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70814 since 1978.

1979: 82 claims1980: 32 claims1982: 25 claims1983: 182 claims1985: 2 claims1986: 2 claims1987: 1 claims1988: 1 claims1989: 9 claims1990: 61 claims1991: 3 claims1992: 21 claims1993: 170 claims1994: 3 claims1995: 109 claims1996: 2 claims1997: 9 claims1998: 4 claims1999: 3 claims2000: 1 claims2001: 239 claims2002: 3 claims2003: 2 claims2004: 2 claims2005: 10 claims2006: 1 claims2007: 1 claims2008: 147 claims2009: 2 claims2010: 2 claims2011: 4 claims2012: 2 claims2013: 2 claims2014: 2 claims2015: 2 claims2016: 600 claims2017: 4 claims2018: 3 claims2019: 2 claims2020: 5 claims2021: 13 claims2023: 1 claims2024: 2 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

Losses are spread across many events; the largest, Mid-summer severe storms, accounts for 32% of claims.

30 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

East Baton Rouge Parish takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-summer severe storms201657632%
Unnamed flooding199351929%
Tropical Storm Allison200123713%
Hurricane Gustav20081388%
Late winter severe storms2016221%
Hurricane Ida202180%

Flood zone at time of claim

High-risk zones (A, V)70% · 1,235
Moderate or minimal risk (X, B, C)28% · 491
Undetermined (D)0% · 1
Zone not recorded3% · 46

NFIP communities

East Baton Rouge ParishCRS class 6 · up to 20% off

Federal disaster declarations in East Baton Rouge Parish County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2021-06-02

31 flood, storm or hurricane declarations for East Baton Rouge Parish County since 2000.

Check a specific address in Baton Rouge.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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