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Flood history · Baton Rouge, LA 70810

Flood insurance claims in Baton Rouge, LA 70810

967 claims since 1978 and $44.0 million paid. Here's what the public record shows, and how to check a specific address.

967flood insurance claims since 1978
$44.0 millionpaid to policyholders
$58,137average paid claim
373claims in the last 10 years
46%of claims outside high-risk zones
#100of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70810 since 1978.

1978: 2 claims1979: 5 claims1980: 5 claims1982: 1 claims1983: 14 claims1985: 1 claims1987: 3 claims1988: 1 claims1989: 45 claims1990: 1 claims1991: 1 claims1992: 34 claims1993: 64 claims1995: 42 claims1996: 34 claims1997: 26 claims2000: 1 claims2001: 94 claims2002: 3 claims2003: 3 claims2004: 2 claims2005: 13 claims2006: 19 claims2007: 4 claims2008: 17 claims2009: 2 claims2011: 1 claims2012: 7 claims2013: 2 claims2014: 1 claims2015: 7 claims2016: 139 claims2019: 28 claims2020: 1 claims2021: 336 claims2022: 1 claims2023: 3 claims2024: 1 claims2025: 2 claims2026: 1 claims19801990200020102020

What the record says

About 46% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, 2021 Mid-Spring Severe Storms, accounts for 33% of claims.

Flooding here is recent: 373 claims (39%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

East Baton Rouge Parish takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
2021 Mid-Spring Severe Storms202131933%
Mid-summer severe storms201613814%
Unnamed flooding198911412%
Tropical Storm Allison20019210%
Hurricane Gustav2008141%
Hurricane Katrina200591%

Flood zone at time of claim

High-risk zones (A, V)54% · 518
Moderate or minimal risk (X, B, C)46% · 441
Zone not recorded1% · 8

NFIP communities

East Baton Rouge ParishCRS class 6 · up to 20% off

Federal disaster declarations in East Baton Rouge Parish County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2021-06-02

31 flood, storm or hurricane declarations for East Baton Rouge Parish County since 2000.

Check a specific address in Baton Rouge.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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