Flood history · Baton Rouge, LA 70809
Flood insurance claims in Baton Rouge, LA 70809
1,038 claims since 1978 and $55.6 million paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 70809 since 1978.
What the record says
78% of claims were on properties in high-risk zones and 22% outside them.
One event dominates the record: 2021 Mid-Spring Severe Storms accounts for 41% of all claims in this ZIP code.
Flooding here is recent: 454 claims (44%) were in the last 10 years.
The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.
East Baton Rouge Parish takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| 2021 Mid-Spring Severe Storms | 2021 | 421 | 41% |
| Unnamed flooding | 1995 | 158 | 15% |
| Mid-summer severe storms | 2016 | 102 | 10% |
| Tropical Storm Allison | 2001 | 34 | 3% |
| Hurricane Rita | 2005 | 16 | 2% |
| Hurricane Gustav | 2008 | 11 | 1% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in East Baton Rouge Parish County
Flood, hurricane and storm declarations since 2000.
31 flood, storm or hurricane declarations for East Baton Rouge Parish County since 2000.
Check a specific address in Baton Rouge.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Nearby Louisiana ZIP codes
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.
All Louisiana ZIP codes · All states · Flood zones explained