FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Denham Springs, LA 70727

Flood insurance claims in Denham Springs, LA 70727

59 claims since 1979 and $2.1 million paid. Here's what the public record shows, and how to check a specific address.

59flood insurance claims since 1979
$2.1 millionpaid to policyholders
$39,632average paid claim
0claims in the last 10 years
0%of claims outside high-risk zones
#278of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70727 since 1978.

1979: 8 claims1980: 2 claims1983: 20 claims1989: 1 claims1990: 4 claims1993: 3 claims2001: 2 claims2002: 1 claims2004: 1 claims2005: 1 claims2016: 16 claims19801990200020102020

What the record says

Almost all claims here (100%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Unnamed flooding accounts for 42% of all claims in this ZIP code.

No claims were recorded in the last 10 years. Older floods still show what the area can do.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Denham Springs, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19802542%
Mid-summer severe storms20161627%
Tropical Storm Allison200123%
Hurricane Lili200212%
Hurricane Rita200512%

Flood zone at time of claim

High-risk zones (A, V)81% · 48
Zone not recorded19% · 11

NFIP communities

Denham Springs, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Livingston County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

33 flood, storm or hurricane declarations for Livingston County since 2000.

Check a specific address in Denham Springs.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Louisiana ZIP codes · All states · Flood zones explained