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Flood history · Gonzales, LA 70737

Flood insurance claims in Gonzales, LA 70737

1,899 claims since 1979 and $71.3 million paid. Here's what the public record shows, and how to check a specific address.

1,899flood insurance claims since 1979
$71.3 millionpaid to policyholders
$44,871average paid claim
166claims in the last 10 years
24%of claims outside high-risk zones
#59of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70737 since 1978.

1979: 73 claims1980: 41 claims1981: 4 claims1983: 118 claims1984: 14 claims1985: 3 claims1987: 1 claims1988: 21 claims1990: 4 claims1991: 20 claims1992: 31 claims1993: 13 claims1994: 3 claims1995: 11 claims1996: 4 claims1997: 8 claims1998: 35 claims1999: 2 claims2000: 1 claims2001: 93 claims2002: 12 claims2003: 7 claims2005: 60 claims2006: 12 claims2007: 3 claims2008: 14 claims2009: 11 claims2010: 4 claims2011: 1 claims2012: 93 claims2013: 17 claims2014: 103 claims2015: 5 claims2016: 891 claims2017: 7 claims2018: 8 claims2019: 8 claims2020: 45 claims2021: 90 claims2022: 4 claims2023: 1 claims2024: 3 claims19801990200020102020

What the record says

76% of claims were on properties in high-risk zones and 24% outside them.

One event dominates the record: Mid-summer severe storms accounts for 46% of all claims in this ZIP code.

166 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Ascension Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-summer severe storms201686646%
Unnamed flooding19931086%
Tropical Storm Allison2001895%
Hurricane Isaac2012804%
2021 Mid-Spring Severe Storms2021653%
Hurricane Rita2005462%

Flood zone at time of claim

High-risk zones (A, V)72% · 1,358
Moderate or minimal risk (X, B, C)22% · 425
Undetermined (D)0% · 1
Zone not recorded6% · 115

NFIP communities

Ascension Parish*CRS class 7 · up to 15% off
Gonzales, City OfCRS class 7 · up to 15% off
Pointe Coupee Parish*Participates in the NFIP

Federal disaster declarations in Ascension County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2021-06-02

31 flood, storm or hurricane declarations for Ascension County since 2000.

Check a specific address in Gonzales.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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