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Flood history · French Settlement, LA 70733

Flood insurance claims in French Settlement, LA 70733

490 claims since 1979 and $16.5 million paid. Here's what the public record shows, and how to check a specific address.

490flood insurance claims since 1979
$16.5 millionpaid to policyholders
$40,774average paid claim
8claims in the last 10 years
5%of claims outside high-risk zones
#135of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70733 since 1978.

1979: 8 claims1980: 12 claims1982: 1 claims1983: 18 claims1985: 10 claims1987: 1 claims1988: 3 claims1990: 10 claims1991: 8 claims1992: 1 claims1993: 21 claims1994: 4 claims1995: 18 claims1996: 1 claims1997: 4 claims1998: 12 claims1999: 1 claims2001: 70 claims2002: 9 claims2003: 1 claims2004: 4 claims2005: 1 claims2008: 19 claims2009: 1 claims2011: 2 claims2012: 41 claims2013: 2 claims2015: 4 claims2016: 195 claims2020: 1 claims2021: 7 claims19801990200020102020

What the record says

Almost all claims here (95%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Mid-summer severe storms, accounts for 38% of claims.

8 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Livingston Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-summer severe storms201618738%
Unnamed flooding19936914%
Tropical Storm Allison20016814%
Hurricane Isaac2012408%
Hurricane Ike2008112%
Hurricane Juan1985102%

Flood zone at time of claim

High-risk zones (A, V)85% · 417
Moderate or minimal risk (X, B, C)5% · 23
Zone not recorded10% · 50

NFIP communities

French Settlement, Village OfParticipates in the NFIP
Livingston Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Livingston County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

33 flood, storm or hurricane declarations for Livingston County since 2000.

Check a specific address in French Settlement.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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