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Flood history · Denham Springs, LA 70726

Flood insurance claims in Denham Springs, LA 70726

6,851 claims since 1978 and $502.1 million paid. Here's what the public record shows, and how to check a specific address.

6,851flood insurance claims since 1978
$502.1 millionpaid to policyholders
$80,861average paid claim
176claims in the last 10 years
9%of claims outside high-risk zones
#22of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70726 since 1978.

1978: 2 claims1979: 87 claims1980: 51 claims1982: 2 claims1983: 696 claims1984: 6 claims1985: 11 claims1986: 8 claims1987: 7 claims1988: 3 claims1989: 8 claims1990: 386 claims1991: 57 claims1992: 69 claims1993: 211 claims1994: 65 claims1995: 92 claims1996: 17 claims1997: 38 claims1998: 34 claims1999: 3 claims2000: 2 claims2001: 260 claims2002: 21 claims2003: 31 claims2004: 20 claims2005: 25 claims2006: 8 claims2007: 11 claims2008: 56 claims2009: 5 claims2011: 7 claims2012: 84 claims2013: 17 claims2014: 2 claims2015: 5 claims2016: 4268 claims2017: 12 claims2018: 4 claims2019: 119 claims2020: 5 claims2021: 18 claims2022: 4 claims2023: 5 claims2024: 5 claims2025: 2 claims2026: 2 claims19801990200020102020

What the record says

Almost all claims here (91%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Mid-summer severe storms accounts for 61% of all claims in this ZIP code.

176 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Livingston Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Mid-summer severe storms20164,21361%
Unnamed flooding19831,20018%
Tropical Storm Allison20012544%
Hurricane Isaac2012711%
Hurricane Gustav2008461%
Late winter severe storms2016330%

Flood zone at time of claim

High-risk zones (A, V)85% · 5,825
Moderate or minimal risk (X, B, C)9% · 586
Zone not recorded6% · 440

NFIP communities

Livingston Parish*CRS class 7 · up to 15% off
Denham Springs, City OfCRS class 7 · up to 15% off
Port Vincent, Village OfParticipates in the NFIP
Walker, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Livingston County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

33 flood, storm or hurricane declarations for Livingston County since 2000.

Check a specific address in Denham Springs.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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