FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · New Orleans, LA 70125

Flood insurance claims in New Orleans, LA 70125

10,831 claims since 1978 and $471.5 million paid. Here's what the public record shows, and how to check a specific address.

10,831flood insurance claims since 1978
$471.5 millionpaid to policyholders
$48,784average paid claim
399claims in the last 10 years
6%of claims outside high-risk zones
#11of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70125 since 1978.

1978: 501 claims1979: 6 claims1980: 919 claims1981: 312 claims1982: 269 claims1983: 989 claims1985: 5 claims1986: 1 claims1988: 252 claims1989: 34 claims1990: 43 claims1991: 680 claims1992: 86 claims1993: 1 claims1994: 120 claims1995: 1562 claims1997: 1 claims1998: 734 claims1999: 8 claims2001: 69 claims2002: 164 claims2003: 16 claims2004: 7 claims2005: 3568 claims2006: 2 claims2007: 5 claims2008: 27 claims2009: 11 claims2010: 8 claims2011: 2 claims2012: 27 claims2013: 2 claims2014: 1 claims2017: 13 claims2019: 281 claims2020: 5 claims2021: 35 claims2022: 1 claims2023: 20 claims2024: 39 claims2025: 3 claims2026: 2 claims19801990200020102020

What the record says

Almost all claims here (94%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

One event dominates the record: Unnamed flooding accounts for 57% of all claims in this ZIP code.

399 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

New Orleans/Orleans Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19786,15757%
Hurricane Katrina20053,52133%
Tropical Storm Barry20192412%
Tropical Storm Isidore20021071%
Tropical Storm Allison2001540%
Hurricane Lili2002440%

Flood zone at time of claim

High-risk zones (A, V)93% · 10,072
Moderate or minimal risk (X, B, C)6% · 618
Zone not recorded1% · 141

NFIP communities

New Orleans/Orleans Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Orleans County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

30 flood, storm or hurricane declarations for Orleans County since 2000.

Check a specific address in New Orleans.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Louisiana ZIP codes · All states · Flood zones explained