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Flood history · New Orleans, LA 70112

Flood insurance claims in New Orleans, LA 70112

1,183 claims since 1978 and $72.7 million paid. Here's what the public record shows, and how to check a specific address.

1,183flood insurance claims since 1978
$72.7 millionpaid to policyholders
$79,657average paid claim
180claims in the last 10 years
52%of claims outside high-risk zones
#88of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70112 since 1978.

1978: 65 claims1979: 4 claims1980: 83 claims1981: 7 claims1982: 6 claims1983: 33 claims1985: 3 claims1986: 1 claims1988: 20 claims1989: 1 claims1990: 13 claims1991: 46 claims1992: 2 claims1993: 1 claims1994: 1 claims1995: 120 claims1997: 1 claims1998: 67 claims2000: 2 claims2001: 3 claims2002: 26 claims2003: 20 claims2004: 1 claims2005: 442 claims2006: 2 claims2007: 5 claims2008: 5 claims2009: 3 claims2010: 9 claims2011: 1 claims2012: 8 claims2014: 1 claims2015: 1 claims2017: 55 claims2018: 1 claims2019: 112 claims2020: 3 claims2021: 4 claims2023: 1 claims2024: 1 claims2025: 2 claims2026: 1 claims19801990200020102020

What the record says

About 52% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Katrina, accounts for 37% of claims.

180 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

New Orleans/Orleans Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina200543637%
Unnamed flooding199142836%
Tropical Storm Barry2019756%
Greater New Orleans Flooding2017534%
Tropical Storm Isidore2002232%
Hurricane Isaac201281%

Flood zone at time of claim

High-risk zones (A, V)46% · 549
Moderate or minimal risk (X, B, C)51% · 604
Zone not recorded3% · 30

NFIP communities

New Orleans/Orleans Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Orleans County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

30 flood, storm or hurricane declarations for Orleans County since 2000.

Check a specific address in New Orleans.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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