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Flood history · New Orleans, LA 70113

Flood insurance claims in New Orleans, LA 70113

1,085 claims since 1978 and $33.8 million paid. Here's what the public record shows, and how to check a specific address.

1,085flood insurance claims since 1978
$33.8 millionpaid to policyholders
$42,216average paid claim
39claims in the last 10 years
33%of claims outside high-risk zones
#96of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70113 since 1978.

1978: 21 claims1980: 44 claims1981: 7 claims1982: 1 claims1983: 22 claims1984: 1 claims1985: 3 claims1988: 9 claims1989: 4 claims1990: 4 claims1991: 20 claims1992: 1 claims1994: 7 claims1995: 89 claims1998: 27 claims2000: 1 claims2001: 7 claims2002: 18 claims2003: 16 claims2004: 1 claims2005: 721 claims2006: 1 claims2007: 2 claims2008: 7 claims2010: 3 claims2011: 3 claims2012: 6 claims2017: 3 claims2019: 27 claims2020: 1 claims2021: 8 claims19801990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Hurricane Katrina accounts for 65% of all claims in this ZIP code.

39 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

New Orleans/Orleans Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Katrina200570565%
Unnamed flooding199823622%
Tropical Storm Barry2019232%
Tropical Storm Isidore2002121%
Hurricane Rita200591%
Hurricane Ida202181%

Flood zone at time of claim

High-risk zones (A, V)66% · 713
Moderate or minimal risk (X, B, C)32% · 351
Zone not recorded2% · 21

NFIP communities

New Orleans/Orleans Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Orleans County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

30 flood, storm or hurricane declarations for Orleans County since 2000.

Check a specific address in New Orleans.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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