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Flood history · New Orleans, LA 70115

Flood insurance claims in New Orleans, LA 70115

8,840 claims since 1978 and $195.1 million paid. Here's what the public record shows, and how to check a specific address.

8,840flood insurance claims since 1978
$195.1 millionpaid to policyholders
$31,444average paid claim
156claims in the last 10 years
31%of claims outside high-risk zones
#16of 604 Louisiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 70115 since 1978.

1978: 268 claims1979: 9 claims1980: 567 claims1981: 232 claims1982: 245 claims1983: 431 claims1984: 2 claims1985: 7 claims1988: 256 claims1989: 28 claims1990: 87 claims1991: 417 claims1992: 62 claims1993: 2 claims1994: 275 claims1995: 958 claims1996: 6 claims1997: 1 claims1998: 543 claims1999: 14 claims2000: 2 claims2001: 65 claims2002: 114 claims2003: 22 claims2004: 6 claims2005: 3926 claims2006: 3 claims2007: 9 claims2008: 34 claims2009: 30 claims2010: 13 claims2011: 7 claims2012: 36 claims2013: 3 claims2015: 3 claims2016: 1 claims2017: 2 claims2019: 102 claims2020: 1 claims2021: 37 claims2022: 1 claims2024: 12 claims2025: 1 claims19801990200020102020

What the record says

About 31% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Unnamed flooding accounts for 46% of all claims in this ZIP code.

156 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

New Orleans/Orleans Parish* takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19914,06146%
Hurricane Katrina20053,85644%
Tropical Storm Barry2019881%
Tropical Storm Isidore2002771%
Tropical Storm Allison2001611%
Hurricane Isaac2012330%

Flood zone at time of claim

High-risk zones (A, V)68% · 6,030
Moderate or minimal risk (X, B, C)31% · 2,726
Zone not recorded1% · 84

NFIP communities

New Orleans/Orleans Parish*CRS class 7 · up to 15% off

Federal disaster declarations in Orleans County

Flood, hurricane and storm declarations since 2000.

Hurricane FrancineHurricane · Major disaster · 2024-09-16
Tropical Storm FrancineHurricane · Emergency · 2024-09-10
Tropical Storm NicholasCoastal Storm · Emergency · 2021-09-13
Hurricane IdaHurricane · Major disaster · 2021-08-29
Tropical Storm IdaHurricane · Emergency · 2021-08-27
Hurricane ZetaHurricane · Major disaster · 2021-01-12

30 flood, storm or hurricane declarations for Orleans County since 2000.

Check a specific address in New Orleans.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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