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Flood history · Linden, TN 37096

Flood insurance claims in Linden, TN 37096

73 claims since 1991 and $1.7 million paid. Here's what the public record shows, and how to check a specific address.

73flood insurance claims since 1991
$1.7 millionpaid to policyholders
$26,997average paid claim
20claims in the last 10 years
11%of claims outside high-risk zones
#58of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37096 since 1978.

1991: 1 claims2003: 5 claims2004: 6 claims2005: 1 claims2010: 27 claims2011: 10 claims2014: 2 claims2016: 1 claims2019: 16 claims2020: 2 claims2021: 2 claims200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

Losses are spread across many events; the largest, Late spring storms, accounts for 36% of claims.

20 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring storms20102636%
Mid-spring storms20111216%
Heavy rains200334%

Flood zone at time of claim

High-risk zones (A, V)79% · 58
Moderate or minimal risk (X, B, C)10% · 7
Zone not recorded11% · 8

NFIP communities

Perry County*Participates in the NFIP
Linden, Town OfParticipates in the NFIP

Federal disaster declarations in Perry County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-06-19
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms, Straight-Line Winds, And TornadoSevere Storm · Major disaster · 2023-05-17
Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-07-09
Severe Storm And Straight-Line WindsSevere Storm · Major disaster · 2019-12-06
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2019-04-17

13 flood, storm or hurricane declarations for Perry County since 2000.

Check a specific address in Linden.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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