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Flood history · Dickson, TN 37055

Flood insurance claims in Dickson, TN 37055

60 claims since 1989 and $4.2 million paid. Here's what the public record shows, and how to check a specific address.

60flood insurance claims since 1989
$4.2 millionpaid to policyholders
$77,470average paid claim
27claims in the last 10 years
33%of claims outside high-risk zones
#69of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37055 since 1978.

1989: 1 claims1990: 1 claims1991: 4 claims1995: 1 claims1997: 1 claims1999: 2 claims2002: 2 claims2003: 1 claims2004: 3 claims2008: 1 claims2010: 8 claims2011: 1 claims2014: 7 claims2018: 3 claims2019: 6 claims2020: 2 claims2021: 13 claims2022: 1 claims2025: 2 claims1990200020102020

What the record says

About 33% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tennessee Flooding, accounts for 18% of claims.

Flooding here is recent: 27 claims (45%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tennessee Flooding20211118%
Late spring storms2010813%
Central U.S. April Flooding202512%
Heavy rains200312%
Mid-spring storms201112%

Flood zone at time of claim

High-risk zones (A, V)67% · 40
Moderate or minimal risk (X, B, C)33% · 20

NFIP communities

Dickson, City OfParticipates in the NFIP
Hickman County*Participates in the NFIP
Dickson County *Participates in the NFIP

Federal disaster declarations in Dickson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-06-19
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms And TornadoesSevere Storm · Major disaster · 2023-12-13
Severe Storms, Straight-Line Winds, And TornadoSevere Storm · Major disaster · 2023-05-17
Severe Storm And FloodingFlood · Major disaster · 2021-08-23
Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-07-09

13 flood, storm or hurricane declarations for Dickson County since 2000.

Check a specific address in Dickson.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Tennessee ZIP codes · All states · Flood zones explained