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Flood history · Decaturville, TN 38329

Flood insurance claims in Decaturville, TN 38329

67 claims since 2003 and $827,391 paid. Here's what the public record shows, and how to check a specific address.

67flood insurance claims since 2003
$827,391paid to policyholders
$14,516average paid claim
51claims in the last 10 years
4%of claims outside high-risk zones
#62of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 38329 since 1978.

2003: 7 claims2004: 5 claims2008: 1 claims2011: 3 claims2019: 46 claims2020: 5 claims20102020

What the record says

Almost all claims here (96%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Flooding here is recent: 51 claims (76%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Heavy rains2003710%
Mid-spring storms201134%

Flood zone at time of claim

High-risk zones (A, V)96% · 64
Moderate or minimal risk (X, B, C)4% · 3

NFIP communities

Decatur County*Participates in the NFIP

Federal disaster declarations in Decatur County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2025-06-19
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms, Straight-Line Winds, And TornadoSevere Storm · Major disaster · 2023-05-17
Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2020-07-09
Severe Storm And Straight-Line WindsSevere Storm · Major disaster · 2019-12-06
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2019-04-17

14 flood, storm or hurricane declarations for Decatur County since 2000.

Check a specific address in Decaturville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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