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Flood history · York, PA 17404

Flood insurance claims in York, PA 17404

93 claims since 1978 and $1.3 million paid. Here's what the public record shows, and how to check a specific address.

93flood insurance claims since 1978
$1.3 millionpaid to policyholders
$17,797average paid claim
19claims in the last 10 years
49%of claims outside high-risk zones
#218of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 17404 since 1978.

1978: 14 claims1979: 14 claims1982: 1 claims1983: 2 claims1984: 1 claims1993: 1 claims1996: 3 claims1998: 1 claims2004: 1 claims2007: 1 claims2011: 24 claims2012: 2 claims2013: 7 claims2014: 1 claims2016: 1 claims2017: 2 claims2018: 2 claims2020: 2 claims2021: 13 claims19801990200020102020

What the record says

About 49% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Lee, accounts for 24% of claims.

19 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Lee20112224%
Hurricane Ida20211011%
Not a named storm197955%
Unnamed flooding199633%
Hurricane Sandy201211%
Hurricane Irene201111%

Flood zone at time of claim

High-risk zones (A, V)38% · 35
Moderate or minimal risk (X, B, C)37% · 34
Zone not recorded26% · 24

NFIP communities

Manchester, Township OfParticipates in the NFIP
York, City OfParticipates in the NFIP
Conewago, Township OfParticipates in the NFIP
West York, Borough OfParticipates in the NFIP

Federal disaster declarations in York County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19

8 flood, storm or hurricane declarations for York County since 2000.

Check a specific address in York.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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