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Flood history · Manchester, PA 17345

Flood insurance claims in Manchester, PA 17345

100 claims since 1978 and $1.1 million paid. Here's what the public record shows, and how to check a specific address.

100flood insurance claims since 1978
$1.1 millionpaid to policyholders
$13,265average paid claim
11claims in the last 10 years
37%of claims outside high-risk zones
#200of 1,532 Pennsylvania ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 17345 since 1978.

1978: 12 claims1979: 1 claims1985: 1 claims1987: 1 claims1993: 2 claims1996: 10 claims1999: 1 claims2004: 5 claims2011: 33 claims2012: 7 claims2013: 15 claims2014: 1 claims2018: 1 claims2021: 9 claims2022: 1 claims19801990200020102020

What the record says

About 37% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Tropical Storm Lee, accounts for 25% of claims.

11 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Lee20112525%
Unnamed flooding19961010%
Hurricane Ida202199%
Hurricane Sandy201277%
Tropical Storm Ivan200444%
Not a named storm197911%

Flood zone at time of claim

High-risk zones (A, V)55% · 55
Moderate or minimal risk (X, B, C)32% · 32
Zone not recorded13% · 13

NFIP communities

Newberry, Township OfParticipates in the NFIP
Conewago, Township OfParticipates in the NFIP
East Manchester, Township OfParticipates in the NFIP
Manchester, Township OfParticipates in the NFIP

Federal disaster declarations in York County

Flood, hurricane and storm declarations since 2000.

Remnants Of Hurricane IdaHurricane · Major disaster · 2021-09-10
Hurricane SandyHurricane · Emergency · 2012-10-29
Tropical Storm LeeFlood · Major disaster · 2011-09-12
Remnants Of Tropical Storm LeeFlood · Emergency · 2011-09-08
Hurricane KatrinaHurricane · Emergency · 2005-09-10
Tropical Depression IvanHurricane · Major disaster · 2004-09-19

8 flood, storm or hurricane declarations for York County since 2000.

Check a specific address in Manchester.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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